Far too many of Us just refuse to live within our means,
lord have mercy for all those foolish financial schemes.
Now’s the time, a prudent choice! some lose their voice,
a leveraged buyout? for a couch that made you cry out.
Poor and confused some bouncing checks with the blues,
it’s not a joint account, Mr, and Mrs down the same spout.
Your credit cards give hope, hell that’s why you can’t float,
so you just can’t stand to be broke, some try selling dope.
interest-bearing oversight, insufficient funds will ruin your night,
with certified calculation! you’re too damn broke for consolidation.
Want governmental intervention, IRS determines your disposition,
depression then bankrupt, some balloon payments need makeup.
A week’s money gone I need a payday loan, the sharks are home.